Visa Inc.
V
$378.40
+1.54%
Visa Inc. is the world's largest payment processor, operating a global network that facilitates electronic funds transfers across more than 200 countries and territories, processing transactions in over 160 currencies. As a dominant player in the financial services industry, Visa's competitive identity is anchored in its unparalleled scale, brand trust, and network effects, making it a critical infrastructure provider for the global economy. The current investor narrative centers on Visa's ability to sustain mid-teens revenue growth amid evolving regulatory pressures, competitive threats from fintech and stablecoin initiatives, and the strategic pivot toward value-added services and new payment flows. Recent headlines highlight Visa's involvement in a stablecoin consortium with Mastercard and BlackRock, signaling its proactive adaptation to the digital currency landscape, while analysts debate the impact of potential regulatory interventions on its long-term growth trajectory.…
V
Visa Inc.
$378.40
Related headlines
V 12-Month Price Forecast
Wall Street consensus
Most Wall Street analysts maintain a constructive view on Visa Inc.'s 12-month outlook, with a consensus price target around $419.36 and implied upside of +10.8% versus the current price.
Average Target
$419.36
0 analysts
Implied Upside
+10.8%
vs. current price
Analyst Count
—
covering this stock
Price Range
$330 - $466
Analyst target range
The wide spread between the high and low targets (130 points) indicates significant uncertainty about Visa's future performance, likely due to regulatory risks and competitive dynamics. The high target assumes continued strong growth and successful navigation of regulatory challenges, while the low target prices in potential margin compression or regulatory setbacks. Recent institutional ratings have been consistently positive, with firms like Baird, Piper Sandler, and Truist maintaining or reiterating bullish ratings, and no downgrades in the past three months. This pattern suggests that analysts are confident in Visa's near-term prospects, but the wide target range highlights the potential for volatility.
Drowning in data?
Find the real signal!
V Technical Analysis
Visa's stock is in a clear uptrend, with a 1-year price change of +9.07% and a current price of $381.60, which sits near the top of its 52-week range (52-week low: $293.89, high: $385.57). The stock is trading at approximately 99% of its 52-week high, indicating strong momentum and bullish sentiment, though this positioning also suggests the stock may be overextended in the short term. The 6-month price change of +19.20% and 3-month change of +16.93% confirm the sustained upward trajectory, with the stock recently breaking out to new highs.
Beta
0.76
0.76x market volatility
Max Drawdown
-17.4%
Largest decline past year
52-Week Range
$294-$386
Price range past year
Annual Return
+8.1%
Cumulative gain past year
| Period | V Return | S&P 500 |
|---|---|---|
| 1m | +3.5% | +1.0% |
| 3m | +18.2% | +1.1% |
| 6m | +19.2% | +13.8% |
| 1y | +8.1% | +19.5% |
| ytd | +9.2% | +12.2% |
Bobby - Your AI Investment Partner
Get real-time data, AI-driven personalized investment analysis to make smarter investment decisions
V Fundamental Analysis
Visa's revenue growth remains robust, with the most recent quarter (Q2 FY2026, ended March 31, 2026) reporting revenue of $11.23 billion, a 17.05% year-over-year increase. This marks an acceleration from the prior quarter's 14.5% growth (Q1 FY2026 revenue of $10.90 billion) and the 5.5% growth in Q4 FY2025, indicating a strengthening growth trajectory. The growth is driven by strong performance across all segments, with Data Processing revenues of $5.54 billion, International Transaction revenues of $3.63 billion, and Service revenues of $4.98 billion, partially offset by client incentives of $4.25 billion. This broad-based growth underscores Visa's resilient business model and its ability to benefit from the secular shift toward digital payments.
Quarterly Revenue
$11.2B
2026-03
Revenue YoY Growth
+17.1%
YoY Comparison
Gross Margin
81.3%
Latest Quarter
Free Cash Flow
$21.2B
Last 12 Months
Revenue & Net Income Trends (2 Years)
Revenue Breakdown
Open an Account, get $2 TSLA now!
Valuation Analysis: Is V Overvalued?
Given Visa's positive net income, the PE ratio is the primary valuation metric. The trailing PE is 33.40x, while the forward PE is 25.43x, implying that the market expects significant earnings growth over the next year. The gap between trailing and forward PE suggests an expected earnings growth rate of approximately 31%, which is aggressive but not unprecedented for Visa given its historical performance. Visa's valuation is at a premium to the broader market, with a PS ratio of 16.57x and a PB ratio of 17.49x, reflecting its high profitability and growth prospects.
PE
33.4x
Latest Quarter
vs. Historical
High-End
5-Year PE Range 24x~38x
vs. Industry Avg
N/A
Industry PE ~N/A*
EV/EBITDA
25.7x
Enterprise Value Multiple